Akhuwat Network
Interest-Free Microfinance
Empowering Communities ThroughInterest-Free Finance
Join Pakistans largest microfinance organization providing Sharia-compliant financial solutions to uplift communities and create sustainable livelihoods.

About Akhuwat Foundation
Founded on the principles of Islamic brotherhood and compassion, Akhuwat has been transforming lives through interest-free microfinance since 2001.
Our Story
Akhuwat Foundation was established with a simple yet powerful vision: to eliminate poverty through interest-free microfinance based on the Islamic principle of Qard-e-Hasna (benevolent loan). What started as a small initiative has grown into Pakistans largest microfinance institution.
Our unique model operates through mosques, churches, temples, and community centers, fostering interfaith harmony while providing financial services to those who need them most. We believe that access to interest-free credit is a fundamental right, not a privilege.
Today, Akhuwat stands as a beacon of hope for millions of families, proving that ethical finance can be both sustainable and transformative. Our success is measured not just in numbers, but in the countless lives we have helped transform.

Our Core Values
These fundamental principles guide everything we do and shape our approach to serving communities.
Compassion
We believe in the power of human compassion to transform lives and communities.
Brotherhood
Building bridges of understanding and support across all communities.
Excellence
Committed to delivering the highest quality services with integrity and transparency.
Impact
Creating sustainable change that empowers individuals and strengthens communities.
Our Mission
To alleviate poverty by providing interest-free microfinance and related services to the underprivileged, fostering economic empowerment and social development through Islamic principles of brotherhood and mutual support.
Our Vision
A poverty-free Pakistan where every individual has access to dignified financial services, enabling them to build sustainable livelihoods and contribute to the prosperity of their communities and the nation.
Our Services
Comprehensive solutions designed to empower individuals and communities through sustainable development and social welfare programs.

Microfinance
Interest-free loans for small businesses and income generation activities

Healthcare
Comprehensive healthcare services and medical assistance programs

Education
Educational support and skill development programs for all ages

Emergency Relief
Disaster response and emergency assistance for affected communities
Additional Services
Expanding our impact through specialized programs tailored to community needs.
Housing Finance
Interest-free housing loans for home construction and renovation
Enterprise Development
Business development support and entrepreneurship training
Community Development
Community-based development programs and social initiatives
Ready to Get Started?
Join thousands of families who have transformed their lives through our services. Contact us today to learn how we can help you.
How It Works
Our simple, transparent process makes it easy for you to access interest-free loans and start your journey towards financial independence.
Application
Submit your loan application with basic documentation
Group Formation
Join or form a group with other community members
Approval & Training
Get approved and receive financial literacy training
Loan Disbursement
Receive your interest-free loan and start your business
Eligibility Requirements
Loan Categories
Micro Enterprise
6-12 monthsSmall Enterprise
12-24 monthsAgriculture
6-18 monthsHousing
24-60 monthsReady to Transform Your Life?
Join thousands of successful entrepreneurs who have built their businesses with our interest-free loans. Start your application today!
Success Stories
Real stories from real people whose lives have been transformed through Akhuwats interest-free microfinance services.

Fatima Bibi
Lahore, Punjab
With Akhuwat's interest-free loan, I started my tailoring business from home. Today, I employ 5 women and have expanded to a proper shop. My monthly income has increased from PKR 8,000 to PKR 35,000.


With Akhuwat's interest-free loan, I started my tailoring business from home. Today, I employ 5 women and have expanded to a proper shop. My monthly income has increased from PKR 8,000 to PKR 35,000.

I was struggling to feed my family with my daily wage job. Akhuwat's loan helped me open a small grocery store. Now I have a stable income and my children are getting proper education.

After completing my beautician course, I needed capital to start my salon. Akhuwat believed in my dream and provided an interest-free loan. My salon now serves 200+ customers monthly.

I used Akhuwat's agricultural loan to buy cattle for milk production. The business has grown tremendously, and I now supply milk to the entire neighborhood. My family's living standard has improved significantly.

I started making handicrafts at home with Akhuwat's support. My products are now sold in local markets and online. I've trained 10 other women in my community to join this business.

With my technical skills and Akhuwat's financial support, I opened a mobile repair shop. The business is thriving, and I'm planning to open a second branch soon.
What People Say
Hear from community leaders and beneficiaries about their experience with Akhuwat.
Akhuwat has been a blessing for our community. Their interest-free model is truly revolutionary.
The support and training provided by Akhuwat helped me build a sustainable business.
I never thought I could own a business. Akhuwat made my dream come true.
Share Your Success Story
Have you been helped by Akhuwat? We wouldd love to hear your story and inspire others in their journey towards financial independence.
Contact Us
Get in touch with us to learn more about our services, apply for a loan, or explore partnership opportunities. We are here to help you succeed.
Send us a Message
Head Office
New Shehbaz Building Thandi Sadak Hydrabad
Phone Numbers
+92 3354571620
Email Addresses
Info@akhuwatnetwork.online
Working Hours
Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 2:00 PM
Sunday: Closed
Quick Actions
Our Branch Locations
Visit any of our branches across Pakistan for personalized assistance and services.
Karachi
Plot No. 123, Block A, Gulshan-e-Iqbal
Find Us on Map
Our head office is located in the heart of Lahore, easily accessible from all parts of the city.
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New Shehbaz Building Thandi Sadak Hydrabad